![]() ![]() ![]() Don’t forget off-site items – Your belongings kept in a self-storage facility are covered by your homeowners insurance, too.While you’re making your home inventory list, check with your agent to make sure you have adequate insurance for these items before there is a loss. Check coverage on big ticket items – Jewelry, art and collectibles may have increased in value and may need special coverage separate from your standard homeowners insurance policy.Record serial numbers – Usually found on the back or bottom of major appliances and electronic equipment, serial numbers are a useful reference.Count clothing by general category – For example, “5 pairs of jeans, 3 pairs of sneakers…” Make note of any items that are especially valuable.Include the basic information – In general, describe each item you record, and note where you bought it, the make and model, what you paid and any other detail that might help in the event you need to make a claim. ![]() List recent purchases – Another way to start is with recent purchases-get into the inventory habit and then go back tackle your older possessions.Pick an easy spot to start – A contained area-like your small kitchen appliance cabinet, your sporting equipment closet or your handbag shelf-is a great place to get started.Here are some tips from the Insurance Information Institute on creating a home inventory: Home Inventory for Insurance Purposes – Tips and Hints A much better idea is to have a home inventory, and update it after any major purchase, or at least once a year. While securing a temporary residence and purchasing emergency clothing and other items, you’ll also need to start compiling a list of everything that was in your home at the time of loss. Filing a claim after a fire or natural disaster is a very stressful time. ![]()
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